NGO, Catherine; CHI, Orson. AI Adoption Patterns in Banking: A PCA-Based K-Means Clustering Analysis Using Evident AI Index Rankings . International Journal of Data Science, [S. l.], v. 6, n. 1, p. 29–39, 2025. DOI: 10.18517/ijods.6.1.29-39.2025. Disponível em: https://ijods.org/index.php/ds/article/view/111. Acesso em: 9 jan. 2026.